THE MISSION
No credit, no problem.
We've teamed up with our friends at ACC Consumer Finance to help gig drivers become vehicle owners through the Path to Ownership™ Program.
By simply renting on our platform for 180 days with consistent payment history, guests can purchase a vehicle through a designated dealer network.
By simply renting on our platform for 180 days with consistent payment history, guests can purchase a vehicle through a designated dealer network.
How Does The Program Work?
Hit The Road
Rent for a total of 180 days — through one or multiple trips with on-time payments to stay on track.
Get Qualified
Once you hit the milestone, head over to ACC’s site to get pre-qualified and choose a dealer in your area.
Hit The Road
Once approved by the dealer, schedule a time with the dealer to choose a car and drive off in your new wheels.
*Note: All vehicles are purchased through ACC Consumer Finance's dealer network.
Mobi does not sell vehicles.
THE MISSION
At Mobi, we believe access to a vehicle is access to opportunity. This partnership with ACC is part of our broader mission to help our community move, earn, and grow.
How Does The Program Work?
Rent History Counts
ACC doesn’t rely on traditional credit checks. Instead, they reference your consistent rental payment history on Mobi, giving guests a fair shot at owning a vehicle.
Fast, Paperless Pre-Approval
ACC uses Plaid, which securely verifies your gig earnings and rental history. That means less paperwork, faster pre-approvals, and a smoother path to your new car.
ACC’s Dealer Network
ACC's dealer network has a wide range of new and used vehicles, including EVs. Together, we’re making vehicle ownership more accessible and achievable for gig drivers.
Own your car
Start using your rental history to build credit and become eligible for vehicle ownership!
Sign up below using your Mobi email address to join the program and get updates along your rental journey.
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