Your Path to Car Ownership Starts Here

With Mobi, your rental history becomes your proof.Drive consistently, build trust, and unlock financing — no traditional credit required.

Start Driving with Mobi

THE MISSION

No credit, no problem.

We've teamed up with our friends at ACC Consumer Finance to help gig drivers become vehicle owners through the Path to Ownership™ Program.

By simply renting on our platform for 180 days with consistent payment history, guests can purchase a vehicle through a designated dealer network.

How Does The Program Work?

Hit The Road

Rent for a total of 180 days — through one or multiple trips with on-time payments to stay on track.

Get Qualified

Once you hit the milestone, head over to ACC’s site to get pre-qualified and choose a dealer in your area.

Hit The Road

Once approved by the dealer, schedule a time with the dealer to choose a car and drive off in your new wheels.
*Note: All vehicles are purchased through ACC Consumer Finance's dealer network. 
Mobi does not sell vehicles.

THE MISSION

At Mobi, we believe access to a vehicle is access to opportunity. This partnership with ACC is part of our broader mission to help our community move, earn, and grow.

How Does The Program Work?

Rent History Counts

ACC doesn’t rely on traditional credit checks. Instead, they reference your consistent rental payment history on Mobi, giving guests a fair shot at owning a vehicle.

Fast, Paperless Pre-Approval

ACC uses Plaid, which securely verifies your gig earnings and rental history. That means less paperwork, faster pre-approvals, and a smoother path to your new car.

ACC’s Dealer Network

ACC's dealer network has a wide range of new and used vehicles, including EVs. Together, we’re making vehicle ownership more accessible and achievable for gig drivers.

Own your car

Start using your rental history to build credit and become eligible for vehicle ownership!
Sign up below using your Mobi email address to join the program and get updates along your rental journey.
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Man in beige clothes leaning on a blue car, looking at his smartphone outdoors.